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Happy Friends


Term loan is a common form of long term business funding. You get a lump some of cash upfront to invest in your business and repay with interest over a predetermined time period. Best for businesses looking to expand that have good credit and strong business revenue. Offers fast funding typically within  2 days to a week.


  • Weekly or monthly repayment schedules.

  • Qualify for higher loan amounts.

  • Good for long-term capital needs.


  • Generally a more stringent application process during the loan review.

  • Loan approval may require some type of collateral or a personal guarantee. 

  • Longer time in business usually required.

Best for:

  • Businesses looking to grow and expand.

  • Business owners with good credit who can't wait for longer funding options such as with SBA loans or equity financing.

  • A preferred alternative to equity financing.

Shop Owner on Phone

Our 3 Step Process

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1. Apply In Less Than 5 Minutes.

Fill out our simple application. This will have no impact on your credit, there's no fee, and there's no obligation to accept funding.

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2. We review your application

We review your goals and present you with different programs matching your needs, getting an offer in 24 hours.

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3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.

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